UScellular gives you an option on how to pay for your device.
Installments: Get the flexibility to spread out the cost of your device up to a 36-month period, by financing at 0% APR. Installment Pricing gives you the freedom to upgrade to a new device before your Retail Installment Contract ends, so long as you've made the minimum installment payments (30 payments on a 36-month contract) or pay off the remaining balance. Prepaid plans are not eligible to be selected with devices purchased with installments.
Prepaid: Select prepaid pricing if you intend to select one of our Prepaid plans. The full price listed for the device will be due at checkout, and there are no financing options available.
Regular Price: Pay for your device in full and select from any of our Unlimited plans. No further monthly payments are required.